Inspired Loans Ltd, trading as Compare & Protect, Inspired Mortgages, Inspired Lending
What this means for you
Because Inspired Loans Ltd, trading as Compare & Protect, Inspired Mortgages, Inspired Lending has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
Inspired Loans Ltd, which operated under the trading names Compare & Protect, Inspired Mortgages, and Inspired Lending (FRN 705077), was declared in default by the Financial Services Compensation Scheme on 17 March 2026. The firm provided investment advice and unregulated collective investment products to customers. Former customers with eligible investment claims may be entitled to compensation of up to £85,000 per person under FSCS protection rules.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.