FSCS in-default register

Ardent Insurance Services Limited

Declared in default12 April 2011FRN 310969

What this means for you

Because Ardent Insurance Services Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Ardent Insurance Services Limited (FRN 310969) was declared in default by the Financial Services Compensation Scheme on 12 April 2011. The firm's specific product lines are not recorded in available regulatory data. Former customers may be entitled to FSCS compensation of up to 90 per cent of their claims with no upper limit, reflecting the insurance nature of complaints typically handled under such declarations.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.