FSCS in-default register

Graham Smith Insurance Services Ltd

Declared in default15 September 2000FRN 145238

What this means for you

Because Graham Smith Insurance Services Ltd has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Graham Smith Insurance Services Ltd (FRN 145238) was declared in default by the Financial Services Compensation Scheme on 15 September 2000. The firm provided insurance services to UK customers. Eligible policyholders may claim compensation of up to 90% of their valid claims under FSCS protection rules, with no upper limit on the compensation amount.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.