FSCS in-default register

J Ormiston Insurance & Mortgage Services

Declared in default26 February 2003FRN 136804

What this means for you

Because J Ormiston Insurance & Mortgage Services has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

J Ormiston Insurance & Mortgage Services (FRN 136804) was declared in default by the FSCS on 26 February 2003. The firm provided insurance and mortgage services to UK customers. Former customers may be eligible for FSCS compensation of up to £85,000 for mortgage-related claims, though product-specific details remain unclear from available records.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.