FSCS in-default register

A. Schembri T/A Sims Independent Financial Services (Formerly Surrey Insurance & Mortgage Services)

Declared in default8 March 2004FRN 136365

What this means for you

Because A. Schembri T/A Sims Independent Financial Services (Formerly Surrey Insurance & Mortgage Services) has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

A. Schembri, trading as Sims Independent Financial Services and formerly known as Surrey Insurance & Mortgage Services (FRN 136365), was declared in default by the Financial Services Compensation Scheme on 8 March 2004. The firm's product types are not specified in available records. Former customers may be eligible for FSCS compensation, though specific entitlements depend on the nature of products held at the time of default.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.