FSCS in-default register

Regency Financial Services (Paul Ratcliffe T/A)

Declared in default17 March 1999FRN 136039

What this means for you

Because Regency Financial Services (Paul Ratcliffe T/A) has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Regency Financial Services, operating under the FRN 136039 as a sole trader business of Paul Ratcliffe, was declared in default by the FSCS on 17 March 1999. The firm's specific product offerings are not documented in available records. Customers of the firm may be eligible for FSCS compensation, though entitlement amounts depend on the product type they held at the time of default.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.