FSCS in-default register

M Ornellas (deceased) formerly t/a Ilfracombe Insurance Services

Declared in default21 August 2006FRN 134222

What this means for you

Because M Ornellas (deceased) formerly t/a Ilfracombe Insurance Services has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

M Ornellas, operating as Ilfracombe Insurance Services under FRN 134222, was declared in default by the Financial Services Compensation Scheme on 21 August 2006. The firm's product types are not specified in available records. Eligible customers may claim FSCS compensation, though the applicable limits depend on the specific financial products involved in their claims.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.