FSCS in-default register

Terence Gibson T/A "TMG Insurance Agenc+y"

Declared in default4 December 1991FRN 126574

What this means for you

Because Terence Gibson T/A "TMG Insurance Agenc+y" has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Terence Gibson, trading as TMG Insurance Agency (FRN 126574), was declared in default by the Financial Services Compensation Scheme on 4 December 1991. The firm's product types are not specified in available records. Former customers may be eligible for FSCS compensation, though the specific limits depend on the class of insurance products involved, with insurance claims generally covered at 90% of loss with no upper limit.

Products this firm wrote

--

How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.