FSCS in-default register

R Carter t/a Hamiltons

Declared in default17 April 2007FRN 118116

What this means for you

Because R Carter t/a Hamiltons has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

R Carter, trading as Hamiltons (FRN 118116), was declared in default by the Financial Services Compensation Scheme on 17 April 2007. The firm's specific financial products cannot be determined from available records. Eligible customers may be entitled to FSCS compensation up to £85,000 for deposits or investments, or 90% of losses for insurance products, depending on the services affected.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.